Great Wealth Transfer

Information from The State of Sarkhan Official Records

The Great Wealth Transfer: A Hopium Dream That Won’t Save You

For years, economists and financial advisors have been peddling a comforting myth to Millennials and Zoomers:

"Don’t worry about your financial struggles—there’s a $68 trillion Great Wealth Transfer coming! Boomers will pass down their fortunes, and you’ll finally be rich!"

Except, like most things in Late-Stage Capitalism, it’s mostly bullshit.

Because let’s be real: the wealth transfer isn’t going to save anyone—and in many cases, it might actually screw people over even more.

I. The Myth: “Boomers Will Make Us Rich”

The narrative goes like this:

  • Boomers own everything. Stocks, homes, businesses, rental properties—you name it.
  • They will eventually die. (Morbid, but factual.)
  • Their wealth will trickle down. And finally, after years of wage slavery, debt, and rising costs of living, we’ll inherit a fat stack of cash and live happily ever after.

But that assumes wealth gets transferred intact and in a usable form. Spoiler: it won’t.

II. The Reality: Most Boomers’ Wealth Isn’t Transferable

Boomers aren’t hoarding gold bars in vaults waiting to hand them over. Their "wealth" is tied up in things that are either unaffordable, impractical, or depreciating in value.

1. Overpriced Real Estate (That They Won’t Sell for Cheap)

  • Boomers pumped up housing prices to insane levels. Now they expect us to buy their 50-year-old suburban houses for $500,000+ while earning minimum wage.
  • They don’t want to sell cheap. Many Boomers believe their house should always go up in value. Even if no one can afford it, they’d rather hold out for an unrealistic price than take a loss.
  • When they finally die? We inherit a property that’s heavily taxed, falling apart, and still unaffordable to maintain.

In the best case scenario, we get a mortgage-free house.

In the worst case scenario, we inherit a money pit.

2. Businesses That No One Wants

A lot of Boomer wealth is tied up in small businesses. But what happens when they retire?

  • Most of these businesses are outdated and barely profitable.
  • Younger generations don’t want to take them over because they require insane hours, terrible margins, and no scalability.
  • If the business dies, the "wealth" dies with it.

So instead of inheriting money, some people will just inherit a struggling business that’s already doomed.

3. Durable Goods That Just Become Clutter

  • That 20-year-old energy-sucking fridge? Congratulations, it’s yours now.
  • The old washing machine that breaks every month? Take good care of it.
  • Stacks of useless collectibles that they thought would "appreciate in value"? Time to haul them to Goodwill.

A lot of Boomer wealth isn’t really wealth—it’s just junk; created by their own Consumerism.

III. The Wealth Transfer Won’t Save Us from Late-Stage Capitalism

Even if we do inherit money, it doesn’t mean we’re suddenly free.

Because what good is an inheritance when the system itself is broken?

1. Rent Will Keep Rising No Matter What

  • If you don’t inherit a fully paid-off house, you’re still stuck renting.
  • Rents are outpacing wages—a small inheritance won’t cover a lifetime of absurd rent increases.
  • Even homeowners still have to pay property taxes, maintenance, and insurance.

2. Boomers Used Cheap Money—We Get Expensive Debt

  • Boomers bought houses when interest rates were 3%.
  • Zoomers are expected to buy homes at 7-8% rates with wages that haven’t kept up.
  • Even if we inherit money, it’ll just get eaten up by inflation and debt.

3. Stock Market? We’re Just Exit Liquidity

  • Boomers own most of the stock market.
  • When they start selling off to retire, who’s going to buy their stocks? Us.
  • The moment we start buying in, they cash out, leaving us holding the bag.

This isn’t wealth transferring to us—it’s wealth being drained from us.

IV. The Harsh Truth: The Play Is to Opt Out

Since we’re not getting saved, the smartest move isn’t to wait for a magical inheritance—it’s to play the game differently.

  • Forget traditional homeownership. Why take on a 30-year mortgage in a collapsing system? Renting (while annoying) keeps you more flexible.
  • Forget old-school investing. The stock market is rigged in favor of those who got in early.
  • Find alternative income streams. Zoomers are freelancing, investing in crypto, and building digital businesses instead of relying on a single job.

We’re not entitled to wealth. But we also don’t have to play by the Boomer rules.

V. Conclusion: Inheritance Won’t Save You, So Make Your Own Path

The Great Wealth Transfer is just another hopium narrative designed to keep us docile and waiting.

In reality:

  • Housing won’t magically become affordable.
  • Boomers won’t sell their assets cheap.
  • Even inherited wealth won’t stop capitalism from screwing us.

The solution? Don’t play by their game.

  • Take risks.
  • Explore non-traditional investments.
  • Build alternative income streams.
  • And most importantly—stop waiting for a handout that isn’t coming.

Because in Late-Stage Capitalism, survival isn’t about inheritance—it’s about adaptation.

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