Full-Time Trader

Information from The State of Sarkhan Official Records

Full-Time Traders: The Real Risk-On Degens Who Don't Need Your Wagie Life Insurance

Life insurance agents hate us. Why? Because they can’t sell us a dream when we’re already living the high-risk, high-reward life.

While the average normie is stuck paying "just $50 a month for peace of mind", we full-time traders are risking entire portfolios on the next big trade. Life insurance? Retirement plans? We laugh in Fibonacci retracement. The market is our life insurance. The charts are our destiny.

We don’t need some wagie with a clipboard telling us where to put our money. We already do the math (sometimes badly, but that’s why stop-loss exists, right?). We know the numbers better than your average financial advisor, and we sure as hell aren’t falling for their little "safe and secure retirement plans" when we can just leverage trade our way to Valhalla.


IB Program vs. MLM: The Financial Games We Actually Play

Insurance agents think they’re the kings of passive income because they recruit people into their multi-level nonsense—but guess what? We have Introducing Broker (IB) programs that make their downlines look like a joke.

  • They recruit new policyholders.
  • We recruit new traders who pump the markets.
  • They make money when people DON’T die.
  • We make money when people LOSE IT ALL and get liquidated.
  • They build "financial security."
  • We build exit liquidity.

They call it "financial planning." We call it "risk management." The difference? We actually know what we’re doing.


"But What If You Lose Everything?" – The Risk-Management Mastery

Insurance agents always hit us with the "What if you blow your account?" argument.

They think they’ve got us with their wagie safety nets and pension plans.

But here’s the thing:

  • We know risk management. (Well, at least the good ones do.)
  • We hedge our bets. (At least until we YOLO everything into a single trade.)
  • We diversify. (And by diversify, I mean, we have at least 3 accounts in case one gets margin called.)

They have "safe and steady investment vehicles."

We have "this one low-cap altcoin that might 100x or rug next week."

And unlike them, we actually understand liquidity, market structure, and how money moves. The only "safe investment" they can offer is a boomer mutual fund that barely beats inflation.


Traders: The Real Digital Nomads

Insurance agents need an office. We need Wi-Fi.

They wear cheap polyester suits. We wear whatever the hell we want (or nothing at all when trading from bed).

While they’re trying to convince Karen from HR to buy a new retirement plan, we’re in a coffee shop in Bali, stacking profits between surf sessions.

The traders’ lifestyle is freedom. As long as we have a laptop and an internet connection, we can trade from anywhere.

  • A rooftop in Thailand?
  • A van in Portugal?
  • Your mom’s basement? (Only if the market went against us, but still ✔)

While the wageslaves are waiting for their 401(k) to mature in 40 years, we are out here making and losing fortunes in real-time.


Retirement Plans? We’ll Retire Ourselves.

They plan to retire at 65.

We plan to retire at 35.

And if we don’t make it? Well, there’s always another high-risk, high-reward trade waiting.

They’ll pay monthly premiums for decades, just to get a payout when they’re too old to enjoy it.

We’ll trade high-volatility assets, because we’d rather YOLO our way to early retirement than be another wagecuck praying for a pension.

While they’re still explaining "why term life insurance is better than whole life insurance," we’re charting the next 100x move.

At the end of the day, life insurance is just a contract that pays out when we’re gone. But as traders?

We’re not waiting for a payout in death.

We’re here to print money while we’re still alive.